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Cream Cheese Banana Bread Recipe Easy Homemade with Crunchy Crumb Topping

cream cheese banana bread - featured image

This cream cheese banana bread is moist and flavorful with a tangy cream cheese swirl and a crunchy crumb topping, perfect for breakfast, snacks, or casual get-togethers.

Ingredients

Scale
  • 3 medium ripe bananas, mashed
  • 4 ounces (113g) cream cheese, softened
  • 1 ½ cups (190g) all-purpose flour
  • ¾ cup (150g) granulated sugar
  • ½ cup (113g) unsalted butter, softened
  • 2 large eggs, room temperature
  • 1 teaspoon baking powder
  • ½ teaspoon baking soda
  • 1 teaspoon vanilla extract
  • ¼ teaspoon salt
  • For the crumb topping:
  • ⅓ cup (70g) packed brown sugar
  • ⅓ cup (40g) all-purpose flour
  • 3 tablespoons (43g) cold butter, cubed
  • ⅓ cup chopped walnuts or pecans (optional)

Instructions

  1. Preheat your oven to 350°F (175°C). Grease a 9×5-inch loaf pan with butter or non-stick spray.
  2. Prepare the crumb topping: In a small bowl, combine ⅓ cup brown sugar, ⅓ cup flour, and cold butter cubes. Use fingers or a pastry cutter to blend until coarse crumbs form. Stir in chopped nuts if using. Set aside.
  3. In a medium bowl, beat ½ cup softened butter and ¾ cup granulated sugar with an electric mixer until light and fluffy, about 3-4 minutes.
  4. Add eggs one at a time, beating well after each addition. Stir in 1 teaspoon vanilla extract.
  5. Fold in mashed bananas and softened cream cheese gently, allowing cream cheese pockets to remain.
  6. In another bowl, whisk together 1 ½ cups flour, 1 teaspoon baking powder, ½ teaspoon baking soda, and ¼ teaspoon salt.
  7. Gradually fold the dry ingredients into the wet ingredients until just combined. Avoid overmixing.
  8. Transfer batter to the prepared loaf pan and spread evenly. Sprinkle crumb topping generously over the surface.
  9. Bake for 55-65 minutes, or until a toothpick inserted in the center comes out clean or with a few moist crumbs. Tent with foil after 40 minutes if topping browns too fast.
  10. Cool completely on a wire rack before slicing.

Notes

Use very ripe bananas for best flavor and sweetness. If crumb topping browns too quickly, tent with foil. For extra moist bread, add a tablespoon of sour cream or Greek yogurt. Room temperature ingredients blend better. Avoid overmixing to keep bread tender. Nuts and chocolate chips can be added for texture and flavor. For gluten-free, substitute flour with gluten-free blend and almond flour in topping. For dairy-free, use plant-based cream cheese and coconut oil instead of butter.

Nutrition

Keywords: banana bread, cream cheese banana bread, crumb topping, easy banana bread, moist banana bread, homemade banana bread