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Cream Cheese Banana Bread Recipe with Crunchy Topping Easy and Perfect

cream cheese banana bread - featured image

A luscious, moist banana bread with a smooth cream cheese swirl inside and a crunchy, buttery cinnamon-sugar topping. Perfect for breakfast, snack, or dessert with a delightful texture and flavor balance.

Ingredients

Scale
  • 3 medium ripe bananas, mashed
  • 4 oz (113g) cream cheese, softened
  • 1 ยฝ cups (180g) all-purpose flour
  • 1 tsp baking soda
  • ยฝ tsp baking powder
  • ยผ tsp salt
  • ยฝ cup (113g) unsalted butter, melted and slightly cooled
  • ยพ cup (150g) granulated sugar
  • ยผ cup (50g) brown sugar, packed
  • 2 large eggs, room temperature
  • 1 tsp vanilla extract
  • 1 tsp cinnamon (in batter and topping)
  • For the crunchy topping:
  • ยผ cup (30g) all-purpose flour
  • 2 tbsp (25g) brown sugar
  • 2 tbsp (28g) cold unsalted butter, cubed
  • ยฝ tsp cinnamon

Instructions

  1. Preheat your oven to 350ยฐF (175ยฐC) and grease your 9×5 inch loaf pan with butter or cooking spray.
  2. Prepare the crunchy topping: In a small bowl, combine ยผ cup flour, 2 tbsp brown sugar, ยฝ tsp cinnamon, and cold butter cubes. Mix until coarse crumbs form. Refrigerate while making batter.
  3. Mix the cream cheese swirl: Beat softened cream cheese with 1 tbsp sugar and ยฝ tsp vanilla extract until smooth. Set aside.
  4. Combine dry ingredients: Whisk together 1 ยฝ cups flour, baking soda, baking powder, salt, and 1 tsp cinnamon in a large bowl.
  5. Mix wet ingredients: Whisk melted butter with granulated sugar and brown sugar until combined. Add eggs one at a time, beating well after each. Stir in mashed bananas and 1 tsp vanilla extract until smooth.
  6. Fold dry ingredients into wet banana mixture gently until just combined; avoid overmixing.
  7. Layer batter and cream cheese: Pour half the banana batter into the loaf pan, smooth evenly. Dollop cream cheese mixture over batter and swirl gently with a knife. Pour remaining batter on top and smooth.
  8. Sprinkle chilled crunchy topping evenly over batter and press lightly to adhere.
  9. Bake for 55-65 minutes or until a toothpick inserted in the center comes out clean or with a few moist crumbs. Tent with foil if topping browns too quickly.
  10. Cool in pan for 10 minutes, then transfer to a cooling rack for 15-20 minutes before slicing.

Notes

Use very ripe bananas for maximum sweetness and flavor. Keep butter cold for the topping to achieve perfect crumble texture. Avoid overmixing the batter to keep bread tender. Tent with foil if topping browns too fast. Let bread cool before slicing to firm up the cream cheese swirl.

Nutrition

Keywords: banana bread, cream cheese banana bread, crunchy topping, easy banana bread, moist banana bread, breakfast bread, snack bread, cinnamon sugar topping